A disgruntled and bored bank teller named Ray finally gets his wish for some excitement when the branch is held up by two teams of crazy robbers disguised as Rocky I, Rocky II, Batman and Robin. As the robbery unfolds, the hostages fall victim to a comedic version of the Stockholm Syndrome and begin sympathizing with their dimwitted captors, which leads to an extended siege as Ray pursues a romantic relationship with one of the robbers.

Ken Andrews has been the orchestrator of the hazing pranks at all of his buddies' stags - elaborate, hilarious pranks that have left many emotional scars and a few physical ones. And now today is Ken's stag! He nervously awaits the fate that his pals surely have in store for him, comforted only by the knowledge that Carl will be there to watch his back. That is, so long as Carl can extract himself from the Hollywood celebrity, Veronica. Ken will soon discover that payback is worse than he could ever imagine.