Beverly Hills banker/workaholic Jennifer comes home to her small Northern California town just before Christmas when her dad, Ted, takes a bad fall while putting up decorations. While home, Jenny begins getting romantic Christmas cards from an unknown admirer, who turns out to be her old neighbor and the unrealized love of her life, Jack. There's just one problem - Jack died in a car accident three years ago.

Nightclub manager Darnell Wright is a perpetual playboy who is almost as devoted to his job as he is to the pursuit of beautiful women. After he sets his sights on the ultra-classy Brandi Web, he launches an all-out assault to win her heart. Ultimately, charm, lust and passion prevail, but Darnell learns the hard way that when you play, you pay. Brandi is much harder to get rid of than she was to get--especially when she realizes that she has a rival vying for Darnell's affection. When he finally decides to call it quits, Brandi becomes an obsessed femme fatale stalking the new love of her life.

A dying widow plays matchmaker to her 32-year-old unmarried son and sets him up with a nurse that she meets.

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