A private detective engages in a sexually-charged relationship with a real estate broker.

Jaana is a restaurant owner and mother of two, who spends her free time riding. Jaana lives with her charismatic, but short-tempered partner Marko. Jaana's life changes in a flash when she becomes paralyzed in a serious accident.

Set in the final weekend of the year 1995 Ice Hockey World Championships, 95 tells through overlapping stories why Finland became a ice hockey world champion and how it affected the whole nation.