Meet Etta Milford. Loving Wife. Doting Mother. Armed Robber. Etta's husband constantly blows their money on make-shift inventions. When she decides to secretly take "investment" matters into her own hands - things quickly go awry! With their savings gone, her husband suspicious, and their children out of control, Etta concocts a scheme to get back their money and save her family.

Detective Rita Veder is assigned to a baffling serial murder case. After examining the crime scene — a corpse-filled ship found adrift at sea — she meets Maximilian, a smooth-talking Caribbean playboy determined to romance her.