《改变你一生的理财习惯》主要内容：学会理财，要跨越怎样的心理障碍？如何控制自己的收入？怎样让退休投资最大化？如何为子女进行教育储蓄？如何建立清偿债务计划？

Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly.
It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage.
There are no gimmicks, no magical thinking—just an easy-to-follow program that works.

The incredible national bestseller that is changing people's lives -- and increasing their net worth!
Can you spot the millionaire next door?

Who are the rich in this country?

What do they do?

Where do they shop?

What do they drive?

How do they invest?

How did they get rich?

Can I even become one of them?

Get the answers in The Millionaire Next Door, the never-before-told story about weath in America. You'll be surprised at what you find out....

理财就是理人生，这是《好好赚钱》要阐述的核心问题。
大部分时候，我们并非受困于物质本身，而是受困于思维的局限。
本书帮助读者理清对金钱的困惑，树立正确的金钱观，建立属于自己的理财逻辑系统，通过打理我们的财务，实现被动收入，走上真正的好好赚钱之路。
破除认知误区：
不要等有钱了再去理财，要跳出金钱的限制去思考自己的人生。
并不是有好工作、高收入，未来就会有钱，生活就一定很好。
理财不是一夜暴富，要挖掘自己的护城河，选择合适的产品。
四大致贫因素：
1.意外
2.疾病
3.无规划的支出
4.脆弱的投资体系
财富增长的三大要素
本金、利率与时间
实现财务自由的路径
在适当管理日常支出的同时，一直不断地努力提高被动收入。

你渴望成功吗？
你渴望在现实生活中得到实际的成功吗？
如果你渴望，那么很好，你总算要在这里得到答案了。
书中17个财富档案，教会你有钱人和穷人不一样的十七种思考方式和行为。
地产大亨唐纳德·特朗普（Donald Trump）就是绝佳的例子。特朗普本来身家数十亿美元，后来一度失去一切，然而几年后他就把失去的钱全部赚了回来，而且比先前更富有。
为什么会这样？这是因为，白手起家的富翁也许会输掉万贯家财，但是他们不会失去那个让他们获得成就的最重要因素，也就是他们那颗“有钱人的脑袋”。
在钱这件事上，有外在的法则，当然也有内在的法则。外在的法则包括商业知识、理财和投资策略等等，这些是很重要的因素，不过内在技巧也一样重要。
这本书教你观察你在金钱方面的思考模式，并且挑战你那些有所局限而消极的想法、习惯和行动。为什么要从金钱开始谈？因为在大部分人的生命中，钱是最大的痛苦来源之一，然而别忘了一个更大的背景。因为，一旦你能辨认出你在财务问题上的消极方式，这个觉察就可以进入你生命中的其他层面。
这本书的本意是要帮助你提高自觉。自觉，是指你观察自己的想法和行动，让你自己从此时此刻的真正选择出发，而不是从你过去受到制约的基础行动。这股力量，是关于你如何从自己的更高自我产生反应，而非根据你基于恐惧的“较低”自我。如此一来，你就可以成为你所能成为的最棒的人，并且完成你的使命。
这本书的每一页，都在为你解开迷惑，让你明白为什么有些人注定成功，有些人却注定一辈子要为钱辛苦奔忙。
你会了解是什么根源造就了人的成功、一辈子平庸，以及理财的成功或失败，并且开始朝更好的财务状况前进。

At last, for a generation that's materially ambitious yet financially clueless comes I Will Teach You To Be Rich , Ramit Sethi's 6-week personal finance program for 20-to-35-year-olds. A completely practical approach delivered with a nonjudgmental style that makes readers want to do what Sethi says, it is based around the four pillars of personal finance— banking, saving, budgeting, and investing—and the wealth-building ideas of personal entrepreneurship.

Sethi covers how to save time by not wasting it managing money; the guns and cars myth of credit cards; how to negotiate like an Indian—the conversation begins with "no"; why "Budgeting Doesn't Have to Suck!"; how to get things rolling—for real—with only $20; what most people don't understand about taxes; how to get a CEO to take you out to lunch; how to avoid the Super Mario Brothers trap by making your savings work harder than you do; the difference between cheap and frugal; the hidden relationship between money and food. Not to mention his first key lesson: Getting started is more important than being the smartest person in the room. Integrated with his website, where readers can use interactive charts, follow up on the latest information, and join the community, it is a hip blueprint to building wealth and financial security.

Every month, 175,000 unique visitors come to Ramit Sethi's website, Iwillteachyoutoberich.com, to discover the path to financial freedom. They praise him thoughtfully ("Your site summarizes everything I want with my life—to be rich in finances, rich in experience, rich in family blessings," Dan Esparza ) and effusively ("Dude, you rock. I love this site!" Richard Wu ). The press has caught on, too: "Ramit Sethi is a rising star in the world of personal finance writing . . . one singularly attuned to the sensibilities of his generation. his style is part frat boy and part silicon Valley geek, with a little bit of San Francisco hipster thrown in" ( San Francisco Chronicle ). His writing is smart, his voice is full of attitude, and his ideas are uncommonly sound and refreshingly hype-free.